Last updated 11 August 2026
These terms cover your use of Stream Chat Generator at streamchatgenerator.com (the “Service”), operated by John Manion, a sole proprietor in Honolulu, Hawaii (“we”, “us”). By using the Service you agree to them. If you do not agree, do not use it.
The Service generates simulated livestream chat and renders it over a video you supply. Everything it produces is fictional. The names, avatars and messages do not represent real people, real viewers or real engagement.
You need an account to use paid features. You may sign in with Google, with Apple, or with a link sent to your email address. You are responsible for what happens under your account and for keeping access to your email and sign-in provider secure. One person or organisation per account; do not share credentials.
You must be at least 13 years old, and old enough to enter a contract where you live.
The Service exists to make promotional and demonstration material. You agree not to use it to:
Disclosure is your responsibility. Several platforms and several jurisdictions require synthetic or simulated engagement to be labelled. We do not add a label for you, and whether you need one is your call to make, not ours.
We may suspend or terminate an account that breaks these rules, without refund where the breach is deliberate.
The video you upload stays yours. You grant us only the permission needed to run the Service on it: to store it briefly, transcribe it, generate chat from it, and render your result. Nothing more. We do not use your video or your generated chat to train models, and we do not publish, share or sell it.
As between you and us, the output is yours to use commercially. Be aware that material generated by an AI system may have limited or no copyright protection in some countries, including the United States. We make no promise that the output is protectable.
The free tier is limited but is not time-limited — it is how you try the Service before paying. Paid plans (Plus and Pro) are subscriptions, billed monthly or yearly in advance through Stripe. Prices are shown at checkout and are what you will be charged.
Each paid plan includes an allowance of generated chat minutes per monthly period. Unused minutes do not roll over. Yearly subscribers still receive a monthly allowance, not the full year at once.
Subscriptions renew automatically until cancelled. You may cancel at any time from your account; cancellation takes effect at the end of the period you have already paid for, and you keep access until then. We do not give partial refunds for an unused part of a period, except where the law where you live requires one.
If we raise prices, the new price applies from your next renewal and we will tell you first. Taxes are added where applicable.
If you subscribe through Apple's App Store instead, Apple bills you and Apple's refund policy applies; cancel through your Apple account.
The Service is provided as-is. We do not promise a particular uptime, render speed or queue position, and we may change or discontinue features. Priority rendering on the Pro plan means paid jobs are placed ahead of free ones; it is not a guaranteed completion time.
Uploaded and rendered files are deleted automatically, typically within 12 hours. The Service is not storage. Download what you make and keep your own copy.
To the extent the law allows, we are not liable for indirect or consequential loss, lost profits, or lost data, and our total liability to you is limited to what you paid us in the 12 months before the claim. Nothing here limits liability that cannot lawfully be limited.
You are responsible for how you use what you make, and you agree to cover us against claims arising from your use of it.
We may update these terms. Material changes will be announced by email or in the app before they take effect, and the date above will change. Continuing to use the Service after that means you accept the update.
These terms are governed by the laws of the State of Hawaii, United States, without regard to its conflict-of-laws rules. Any dispute arising from them will be brought in the state or federal courts located in Honolulu, Hawaii, and we each agree those courts may hear it. If you are a consumer somewhere whose law gives you the right to bring a claim locally, this does not take that right away.
Questions: the contact form.